Disclaimer & Privacy Policy
Disclaimer
No Financial Advice
PayCalc provides financial calculators for informational and educational purposes only. The results generated by our calculators are estimates and should not be construed as professional financial, tax, legal, or accounting advice. Always consult a qualified professional for advice specific to your situation.
Accuracy of Calculations
While we strive to ensure the accuracy of our calculators, we make no warranties or representations regarding the completeness, accuracy, reliability, suitability, or availability of the calculations or information provided. Tax laws, interest rates, and financial regulations change frequently, and there may be delays in updating our data.
No Advisor-Client Relationship
Use of PayCalc does not create any advisor-client relationship between you and the operators of this website. You are solely responsible for your financial decisions and should seek professional guidance before making any financial commitments.
External Links
PayCalc may contain links to external websites (such as IRS.gov and FreddieMac.com). We are not responsible for the content, accuracy, or privacy practices of these external sites.
Limitation of Liability
Under no circumstances shall PayCalc or its operators be liable for any loss or damage arising from your use of, or reliance on, the calculators or information provided on this website. This includes, but is not limited to, financial losses, tax penalties, or missed savings opportunities.
Privacy Policy
No Data Collection
PayCalc is designed with your privacy as a priority. We do not collect, store, transmit, or share any personal information. All calculations are performed entirely within your browser using JavaScript. No data you enter into any calculator is sent to our server or any third party.
No Cookies
PayCalc does not use cookies, tracking pixels, or any form of user tracking technology. We do not use analytics services, advertising networks, or third-party tracking of any kind.
No Accounts or Sign-ups
We do not require you to create an account, provide an email address, or submit any personal information to use our calculators. There is no login, no registration, and no user profile system.
Server Logs
Like all websites, our server records standard web server logs that include your IP address, browser type, and the pages you visit. These logs are used solely for server operation, security, and troubleshooting purposes. We do not correlate this data with any other information, and server logs are retained for a maximum of 30 days before being deleted.
Third-Party Services
PayCalc does not integrate with any third-party analytics, advertising, or tracking services. Our website is a static site served directly by Nginx with no external JavaScript, tracking scripts, or embedded third-party content.
Changes to This Policy
We may update this disclaimer and privacy policy from time to time. Any changes will be posted on this page with an updated revision date.
Contact
If you have questions about this disclaimer or privacy policy, please contact us at support@k232323.sbs.