Inflation & Purchasing Power
Inflation Planner
$
What $1,000 today will be worth in the future
%
Quick Presets
BLS CPI-U • officialdata.org • 1913–2026 data
$5,256
Future Purchasing Power
What $10,000 is worth in 20 years
-$4,744
Value Lost to Inflation
47.4% of original value
~22 yrs
Half-Life of Your Money
At 3.2% inflation rate
$0.53
$1.00 Purchasing Power
What $1 is worth in 20 years
Purchasing Power of $1.00 Over Time
Low Inflation
2.0%
$6,730
Target range
Base Case
3.2%
$5,256
Historical average (1913+)
High Inflation
4.5%
$4,145
2020s average
📉 Cumulative Inflation
90.2%
Over 20 years at 3.2% annual inflation
💰 Loss Per Year
$237/yr
Average annual value erosion of $10,000
🔢 Multiplier Factor
0.5256×
Each dollar is worth this much in 20 years
⏱ Time to Halve
~22 years
How long until your money loses half its value
Year-by-Year Purchasing Power Year 1-20
| Year | Year Index | Purchasing Power | $1 Value | Loss This Year | Cumulative Loss |
|---|
📚 Data Sources
- Bureau of Labor Statistics — Consumer Price Index (CPI-U) since 1913
- Official Inflation Data — Historical inflation calculator and CPI archive
- FRED (St. Louis Fed) — CPI-U series CPIAUCSL